CKYCAのPDF試験材料2023年最新の実際に出るCKYCA問題集
更新されたのはACAMS CKYCA問題集PDFオンラインエンジン
CKYCA認定は、マネーロンダリングと金融犯罪との闘いに世界的に焦点を当てていることを考えると、今日では特に関連しています。この認定は、自分の職業に対する個人のコミットメントと、AMLのリスクを効果的に管理する能力を示しています。また、雇用主が専門的な知識とスキルを持つ専門家をますます求めている雇用市場で競争上の優位性を提供します。
質問 # 30
What is the purpose of having controls to Know Your Customer, also known as KYC?
- A. Manage the compliance risk of your customer.
- B. Manage the compliance risk of your organization.
- C. Manage the financial crime risk to your organization.
- D. Manage the financial crime risk to your customer.
正解：C
質問 # 31
What are key risks in Financial Crime Prevention Control? (SELECT 3)
- A. Financial.
- B. Reputational.
- C. Regulatory.
- D. Insurance.
正解：A
質問 # 32
A shell company or corporation is a company that, at the time of incorporation, has no significant? (SELECT 2)
- A. Assets.
- B. Funds.
- C. Operations.
- D. Employees.
正解：A、C
質問 # 33
What risk increases with non-face-to-face business relationships or transactions, or when payments are sent to or received from unknown or unassociated third parties.
- A. Channel Risk
- B. Operational Risk.
- C. Remittance Risk
- D. Financial Crime Risk.
正解：A
質問 # 34
What is the Third Line of Defense? (TLOD)
- A. The ________ line of defense is internal audit. They perform an independent review of the controls applied by the lines of defense.
- B. The _______ line of defense is also known as the front line, these customer-facing employees are best-equipped to get the information you need for your customer due diligence. Can include Operations, risk, and control teams.
- C. The _______ line of defense is the compliance and internal control functions. That includes the chief money laundering reporting officer, or MLRO, in charge of managing and monitoring AML and CFT activities.
正解：A
質問 # 35
Data must be secure so that it cannot be hacked, stolen, or misused for other purposes?
- A. False
- B. True
- C. Depends on the specifics.
正解：B
質問 # 36
Under a risk based approach is a PEP risk manageable If a customer discloses during the KYC, or Know Your Customer process?
- A. Yes, PEPS need bank accounts and access to financial investment products like everyone else.
- B. Yes, He or she is the spouse of a government official, closely related to the government official
- C. No, PEPS are do not fit within the risk tolerance of an organization.
- D. No, PEPs do not need to disclose their status, it is up to the financial institution to find that information out and determine the risk.
正解：B
質問 # 37
Usually, the risk associated with the customer can be higher if the customer is nonresident?
- A. Depends
- B. No
- C. Yes
正解：C
質問 # 38
What is an example of secondary identification in a customers CIP program? (SELECT 3)
- A. Identification from a registry of secretary of state.
- B. Identification from securities and exchange commission. (SEC)
- C. Identification from another financial institution.
- D. Identification from a college.
- E. Identification from a utility company.
正解：C、D、E
質問 # 39
What stage is the explore step in the 4 step process with regards to the 4-step research model?
- A. 1st.
- B. 3rd.
- C. 4th.
- D. 2nd.
正解：D
質問 # 40
The Source of Funds and the Source of Wealth must be? (SELECT 2)
- A. Verified.
- B. Explained.
- C. Provided
- D. Consistant.
正解：A、B
質問 # 41
In the Customer Identification Program (CIP) What are the basic information required to identify a legal person is? (SELECT 3)
- A. Address, including legal and place of business.
- B. Source of Funds.
- C. Legal Name.
- D. Identification number issued by government.
- E. Source of Wealth.
正解：A、C、D
質問 # 42
Non-documentary verification is checking the information the customer provides against? (SELECT 3)
- A. Proprietary databases.
- B. Public records.
- C. Audited Statements.
- D. Email confirmation.
- E. Credit reports.
正解：A、B、E
質問 # 43
Financial Institutions include? (SELECT 2)
- A. Companies registered with the SEC.
- B. Pay Day Loan Companies.
- C. Insurance Companies.
- D. Broker Dealer.
正解：C、D
質問 # 44
What is the First Line of Defense? (FLOD)
- A. The _______ line of defense is also known as the front line, these customer-facing employees are best-equipped to get the information you need for your customer due diligence. Can include Operations, risk, and control teams.
- B. The ________ line of defense is internal audit. They perform an independent review of the controls applied by the lines of defense.
- C. The _______ line of defense is the compliance and internal control functions. That includes the chief money laundering reporting officer, or MLRO, in charge of managing and monitoring AML and CFT activities.
正解：A
質問 # 45
The minimum level of Customer Due Diligence that is required when opening a new account includes the following? (SELECT 4)
What type of locations is the account going to be transacting with. (Correct)
Why this account is being opened? (Correct)
What type of people does the customer associate with?
- A. The frequency and expected amounts of those transactions?
- B. What sorts of transactions you should anticipate?
正解：B
質問 # 46
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