ベストな準備プランCKYCA試験2023年最新のACAMS Certification無制限72問題
注目すべき時短になるCKYCAオールインワン試験ガイド
ACAMSが提供するCKYCA認定試験は、AMLおよび金融犯罪防止分野で働く専門家にとって貴重な資格です。これは優れた能力と業界の最新動向について常に情報を得ることへの献身を示すものです。
質問 # 34
For secondary forms of non-documentary verification. Is the act of someone from the institution ringing up the individual and confirming the verification sufficient?
- A. Depends on the client.
- B. No.
- C. Yes.
正解：C
質問 # 35
If the legal structure is overly complex.
What step should the analyst do when conducting Customer Due Diligence in identifying the beneficial owners?
- A. Tread carefully, particularly if they operate in jurisdictions with secrecy la
- B. Continue, Most legal structures can be overly complex in a normal business setting.
- C. Escalate, A complex legal structure is a sign of hiding the beneficial owner.
正解：A
質問 # 36
What risk increases with non-face-to-face business relationships or transactions, or when payments are sent to or received from unknown or unassociated third parties.
- A. Financial Crime Risk.
- B. Operational Risk.
- C. Remittance Risk
- D. Channel Risk
正解：D
質問 # 37
If a customer is a PEP and they are using private wealth services from banks, and also appear to have obtained a fair amount of wealth is this a red flag?
- A. Depends on the exact circumstances.
- B. No.
- C. Yes.
正解：C
質問 # 38
What are key risks in Financial Crime Prevention Control? (SELECT 3)
- A. Insurance.
- B. Financial.
- C. Regulatory.
- D. Reputational.
正解：B
質問 # 39
For the second prong, the control prong, an organization must collect the identity of one person who exercises control over the company.
Which below are deemed acceptable? (SELECT 3)
- A. Chief Executive Officer.
- B. Managing Director.
- C. Chief Compliance Officer.
- D. Chief Operating Officer.
- E. Chief AML Officer.
正解：A、B、D
質問 # 40
A hospitality worker brings deposits items that appear to be made from a cash intensive business. Is this a red flag?
- A. Yes, anyone who brings that type of currency is likely involved to have received it from illegal means.
- B. It depends on the location, business, and feeling of the employee accepting the deposit.
- C. No, the customer profile for the hospitality worker fits their occupation.
正解：C
質問 # 41
The Source of Funds and the Source of Wealth must be? (SELECT 2)
- A. Explained.
- B. Provided
- C. Consistant.
- D. Verified.
正解：A、D
質問 # 42
An individual customer with a regular job and a salary opening a savings account would be?
- A. Low Risk.
- B. Medium Risk.
- C. High Risk.
- D. Unable to determine with that information.
正解：A
質問 # 43
Non-documentary verification is checking the information the customer provides against? (SELECT 3)
- A. Proprietary databases.
- B. Audited Statements.
- C. Public records.
- D. Email confirmation.
- E. Credit reports.
正解：A、C、E
質問 # 44
The overall control environment is the set of _________
- A. standards, processes, and structures that provide the basis for carrying out internal control across the organization.
- B. standards, processes, and structures that provide the basis for carrying out external control across the organization.
- C. risk standards, processes, and structures that provide the basis for carrying out internal control across the organization.
正解：A
質問 # 45
The KYC four step research is?
- A. Assess, Operations, Explore, Present
- B. Assess, Organize, Explore, Present
- C. Assess, Organize, Narrow, Present
- D. Assess, Organize, Explore, Past
正解：B
質問 # 46
The ownership of a legal person is often described as having two prongs. The first one is the beneficial owner, this is the natural or legal person who owns the entity and who benefits from its activities. The second one is called?
- A. KYC Prong.
- B. Control Prong.
- C. Controlling Prong.
- D. Control Party Prong.
正解：B
質問 # 47
Why can Trusts pose a higher risk from a financial crime perspective?
- A. The trustee can use a trust in order to commit financial crime.
- B. They are in a physical paper form and ownership is controlled by the person who possesses the physical paper in hand.
- C. They can be used to mask the true owner and actual business purpose.
- D. There is no major risk from a financial crime perspective? they are legitimate business instrument and that's why they are legal all around the world including in the United States, and Europe.
正解：C
質問 # 48
Who is your customer?
- A. individuals, private companies, dodgy companies, others.
- B. individuals, listed companies, some private companies, others.
- C. only individuals, listed companies, some private companies
- D. individuals, listed companies, private companies, others.
正解：D
質問 # 49
Under a risk based approach is a PEP risk manageable If a customer discloses during the KYC, or Know Your Customer process?
- A. No, PEPS are do not fit within the risk tolerance of an organization.
- B. No, PEPs do not need to disclose their status, it is up to the financial institution to find that information out and determine the risk.
- C. Yes, He or she is the spouse of a government official, closely related to the government official
- D. Yes, PEPS need bank accounts and access to financial investment products like everyone else.
正解：C
質問 # 50
Shell companies can only be established as single purpose entities?
- A. Yes.
- B. No.
正解：B
質問 # 51
Although you might find all the information you gathered throughout your research to be interesting, should include only relevant information in your final report?
- A. Depends on the discretion of the analyst.
- B. Yes.
- C. No
正解：B
質問 # 52
Control activities in financial crime prevention include? (SELECT 3)
- A. Preventative Controls.
- B. Corrective controls.
- C. Incorrect Controls
- D. Premeditated Controls
- E. Detective Controls.
正解：B
質問 # 53
What stage is the explore step in the 4 step process with regards to the 4-step research model?
- A. 3rd.
- B. 1st.
- C. 2nd.
- D. 4th.
正解：C
質問 # 54
What a is supranational organization below? (SELECT 3)
- A. Australian Transaction Reports and Analysis Centre.
- B. European Union.
- C. World Trade Organization
- D. Singapore's Ministry of Law.
- E. United Nations
正解：B、C、E
質問 # 55
What Boolean operator words can be used in for searching in EDD? (SELECT 2)
- A. AND.
- B. PLUS.
- C. OR.
- D. EQUAL.
正解：A、C
質問 # 56
What risks are you looking for when a client has requires Enhanced Due Diligence (EDD) (Select 3)
- A. Bank Risks.
- B. Political Risks.
- C. Transaction Risks.
- D. Litigation Risks.
- E. Integrity.
正解：B、D、E
質問 # 57
What prohibits US companies and individuals from paying bribes to foreign officials in furtherance of a business deal. It has extraterritorial reach?
- A. The Foreign Corrupt Practices Act of 1977
- B. Corruption of Foreign Public Officials Act
- C. International Anti-Bribery Act of 1998
- D. Bribery Act 2010
正解：A
質問 # 58
A person disclosing to any other person, information or any other matter, which is likely to prejudice a money laundering investigation is known to be?
- A. Tipping off
- B. Dipping off
- C. Dripping off
- D. Ripping off
正解：A
質問 # 59
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Anti Money Laundering Specialists（ACAMS）は、反マネーロンダリング（AML）分野で働くプロフェッショナル向けのトレーニングと認定を提供する、世界的に認知された組織です。ACAMSは、さまざまな認定プログラムを提供しており、その1つがCertified Know Your Customer Associate（CKYCA）認定です。
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