ISO-31000-CLA試験問題集を使って一日でGAQM: ISO試験合格目指す（最新の102解答)
ISO-31000-CLA試験正確な問題集、学習ノートと理論
質問 # 32
A large manufacturing organisation has renewed an insurance policy and has accepted a significant increase in the policy deductible. What is this most likely to indicate?
- A. Decreased risk tolerance.
- B. Decreased risk avoidance.
- C. Increased risk elimination.
- D. Increased risk retention.
正解：D
解説：
Explanation
A large manufacturing organisation has renewed an insurance policy and has accepted a significant increase in the policy deductible. This is most likely to indicate increased risk retention, which means accepting more responsibility for potential losses5. This could be done to reduce insurance premiums or increase control over claims.
質問 # 33
Where does an internal auditor typically spend most of his time auditing today?
- A. People
- B. Technology
- C. Process
- D. Infrastructure
正解：C
解説：
Explanation
According to , page 9, one of the current trends in auditing, risk management and compliance is "shifting from auditing people to auditing processes". This means that internal auditors focus more on how well an organization's processes are designed and implemented to achieve its objectives and manage its risks.
質問 # 34
Which of the following is becoming the basis for all decision making?
- A. Quality management
- B. Crisis management
- C. Risk management
- D. Marketing management
正解：C
解説：
Explanation
Risk management is becoming the basis for all decision making2. Risk management helps organizations to identify opportunities and threats, evaluate alternatives, and make informed choices.
質問 # 35
The accuracy and reliability of the risk assessment should be identified as clearly as possible.
- A. True
- B. False
正解：A
解説：
Explanation
The accuracy and reliability of the risk assessment should be identified as clearly as possible1. This helps to communicate the level of confidence in the risk assessment results and to inform decision-making.
質問 # 36
From the three actions Tom Brown is undertaking, which is categorised as a pure risk?
- A. Buying 100 lottery tickets
- B. Selling his house even though he receives less than he paid for it because he thinks prices will fall further.
- C. Going horse riding without wearing a riding helmet.
正解：C
解説：
Explanation
According to 1, page 9, pure risk is "a situation where there are only two possible outcomes: loss or no loss".
Buying lottery tickets and selling a house are examples of speculative risk, where there is a possibility of gain or loss. Going horse riding without a helmet is an example of pure risk, where there is only a possibility of loss (injury) or no loss.
質問 # 37
Which type of risk framework is expected to improve efficiency by aligning strategy, processes, technology and people?
- A. Supervision, audit and compliance
- B. Controls, risk and supervision.
- C. Governance, risk and compliance.
- D. Corporate, governance and control.
正解：C
解説：
Explanation
A governance, risk and compliance (GRC) framework is expected to improve efficiency by aligning strategy, processes, technology and people. GRC aims to integrate these elements to achieve organisational objectives while managing risks and complying with regulations.
質問 # 38
Which of the following is considered a risk analysis technique?
- A. Monte Carlo simulation
- B. Consensus building
- C. Insurance placement
- D. Budget allocation
正解：A
解説：
Explanation
Monte Carlo simulation is a risk analysis technique that uses random variables to model uncertainty and generate possible outcomes2. This helps to assess the probability and impact of different scenarios.
質問 # 39
What does the probability of occurrence multiplied by the impact of the event, equals to
- A. Risk Scale
- B. Risk Level
- C. Risk Tangent
- D. Risk Magnitude
正解：D
解説：
Explanation
According to , page 13-14, probability multiplied by impact equals risk magnitude which is "a measure that reflects both likelihood and consequences". It can be used as an indicator for prioritizing risks.
質問 # 40
Due to the nature of crises, the management of a Crisis Management Team (CMT) usually requires which type of decision making structure?
- A. Centralized
- B. Bottom-up
- C. Networked
- D. Consensus-based
正解：A
解説：
Explanation
According to , page 17, a crisis management team (CMT) is "a group of senior managers who have been delegated authority by an organization's executive leadership team to make decisions during a crisis". A centralized decision making structure allows for faster and more coordinated responses in an emergency situation.
質問 # 41
Which management is core to governance and compliance?
- A. Fillet
- B. Risk
- C. Quality
- D. Crisis
正解：B
解説：
Explanation
Risk management is core to governance and compliance . Risk management helps to ensure that organizational objectives are achieved in a lawful, ethical, and transparent manner.
質問 # 42
Which of the following documents information are relevant to the organization's risk management framework, process, and system?
- A. Recording and reporting
- B. Reporting and auditing
- C. Visualizing and conceptualizing
- D. Rationalizing and reporting
正解：A
解説：
Explanation
Recording and reporting documents information that are relevant to the organization's riskmanagement framework, process, and system2. These activities help to provide evidence, feedback, learning, and improvement for risk management.
質問 # 43
Risk management as defined by OCEG GRC model is:
- A. Capability to proactively encourage and ensure compliance with established policies and boundaries
- B. Capability to proactively identify, assess and address uncertainty and potential obstacles to achieving objectives
- C. Capability to set and evaluate performance against objectives
正解：B
解説：
Explanation
According to 1, OCEG GRC model is "a framework for integrating governance, risk management, compliance and ethics/culture into a single capability". It defines risk management as "the capability that enables an organization to understand how uncertainty affects its ability to achieve objectives" 2.
質問 # 44
Which of the following step is a critical part of risk assurance?
- A. Establishing Context
- B. Evaluation Context
- C. Monitoring and Review
- D. Communication and Consultations
正解：C
解説：
Explanation
Monitoring and review is a critical part of risk assurance . This step involves checking whether the risk management framework, policy, and plan are implemented, whether they remain suitable, and whether they need improvement.
質問 # 45
__________ and___________ can result in artifacts and records.
- A. MOS, SMOS
- B. TDMS, VSMS
- C. RBPS, RBDM
- D. DBMS, RDBMS
正解：D
解説：
Explanation
DBMS (Database Management System) and RDBMS (Relational Database Management System) can result in artifacts and records1. These systems are used to store, organize, and manipulate data that can be used for risk management purposes.
質問 # 46
A broker is undertaking a business interruption review on behalf of a client. This would most commonly include an evaluation of the
- A. effectiveness of risk reserving.
- B. level of risk tolerance.
- C. level of self insurance.
- D. effectiveness of a business continuity plan.
正解：D
解説：
Explanation
A business interruption review is an evaluation of the effectiveness of a business continuity plan, which is a set of procedures and resources to ensure that an organisation can continue its critical functions in the event of a disruption12.
質問 # 47
As part of the ISO 31000 risk management process, 'monitoring and review' is best thought of as which of the following?
- A. A feedback loop.
- B. An extra stage.
- C. Part of risk assessment.
正解：A
解説：
Explanation
According to 3, clause 6.5., monitoring and review "is intended as a feedback loop for checking whether any change has occurred either internally or externally that may affect performance against objectives". It helps to ensure that the risk management process remains relevant and effective over time.
質問 # 48
When defining the success measures for the organization's risk strategy, the risk management professional will include which of the following steps?
- A. A review of the goals and objectives of the risk strategy
- B. A selection of appropriate media for communicating the risk strategy
- C. An analysis of the organization's total cost of insurable risk
- D. The development of timelines for implementing the risk strategy
正解：A
解説：
Explanation
A review of the goals and objectives of the risk strategy is part of defining the success measures for the organization's risk strategy1. This helps to ensure that the risk strategy aligns with the organization's purpose, vision, mission and values.
質問 # 49
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