合格させるE05ブレーン問題集で更新されたのは認定サンプル問題
オンラインE05テストブレーン問題集とテストエンジン
質問 # 22
Ambiguous terms in a household insurance contract are generally construed against the
- A. insurer due to the ejusdem generis rule.
- B. policyholder due to the literal rule.
- C. insurer due to the contra proferentem rule.
- D. policyholder due to the noscitur a sociis rule.
正解：C
質問 # 23
Tim is a local insurance broker. He has authority to receive premiums for a personal lines insurer and earns commission from the insurer for sales. Paul, an elderly customer, asked Tim for advice regarding his personal insurance requirements and to assist with completing the proposal form for household insurance. In these circumstances, who, if anyone, is Tim's principal?
- A. The insurer at all times.
- B. Paul as it is a consumer contract.
- C. Both the insurer and Paul at different times.
- D. No one as Tim is not a party to the insurance contract.
正解：A
質問 # 24
In the tort of negligence, a primary victim of nervous shock is a class of person who suffers psychiatric injury
- A. as a result of stress or harassment at work.
- B. through fear for his own safety in an accident.
- C. as a result of grief or sorrow for the loss of a person with whom he had a close relationship.
- D. through fear for the safety of another person involved in an accident which he witnessed.
正解：B
質問 # 25
According to statute, a term under a consumer personal accident insurance policy may potentially be considered unfair if the insurer
- A. requires notification of a claim within a very short time period.
- B. provides coverage that is more restrictive than that of other insurers.
- C. applies a specific exclusion within the policy wording.
- D. imposes a premium loading.
正解：A
質問 # 26
What is the most common for of corporation?
- A. Statutory corporation.
- B. Corporation sole.
- C. Registered corporation.
- D. Chartered corporation.
正解：C
質問 # 27
When a defendant deliberately destroys possessions belonging to someone else, he has committed the tort(s) of
- A. trespass to goods only.
- B. trespass to goods and conversion only.
- C. trespass to goods, conversion, nuisance and battery.
- D. trespass to goods, conversion and nuisance only,
正解：A
質問 # 28
For this question more than 1 option is correct. You must select ail the correct options to gain the mark.
In what circumstances does the Fires Prevention (Metropolis) Act 1774 require insurance companies to ensure that claims monies are used to rebuild or reinstate buildings destroyed or damaged by fire?
- A. Where there is underinsurance.
- B. When fraud or arson by the insured is suspected.
- C. Where the building was destroyed by an explosion.
- D. Upon the request of any person(s) interested in the buildings.
正解：B、D
質問 # 29
According to statute law, an unfair term in a consumer insurance contract is defined as one which
- A. has been individually negotiated and is to the detriment of either one of the parties.
- B. causes a significant imbalance in the parties' rights to the detriment of the consumer.
- C. provides insurance where the scope of cover is narrow compared to the premium charged.
- D. does not restrict liability for death or personal injury.
正解：B
質問 # 30
The branch of law particularly relevant when handling negligence claims is
- A. civil law.
- B. administrative.
- C. public law.
- D. constitutional law.
正解：A
質問 # 31
Who is entitled to the surplus if a subrogation recovery from a negligent third party is greater than the amount the insurer has paid to the insured?
- A. The insurer only.
- B. The State
- C. The insured only.
- D. It is shared between the insurer and the insured.
正解：C
質問 # 32
Dan made a financial arrangement on behalf of Liz. However, Liz had the arrangement set aside by the court on the basis that she had been unduly influenced by Dan. To establish undue influence, the court must have specifically identified Dan as
- A. Liz's independent financial adviser.
- B. a person holding a dominant position over Liz.
- C. a person holding a senior position at Liz's bank.
- D. Liz's husband.
正解：B
質問 # 33
At what stage is insurable interest required for a marine cargo insurance policy?
- A. At both inception of the policy and at the time of the loss.
- B. Throughout the duration of the contract.
- C. At the time of the loss only.
- D. At inception of the policy only.
正解：C
質問 # 34
A person insures her own life under a life insurance policy but does so expressly for the benefit of another. To facilitate this, which type of arrangement is most commonly established?
- A. Power of Attorney.
- B. Coinsurance.
- C. Lien.
- D. Trust.
正解：D
質問 # 35
Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?
- A. 3 years.
- B. 6 years.
- C. 15 years.
- D. 9 years.
正解：A
質問 # 36
For this question more than 1 option is correct. You must select all the correct options to gain the mark.
A proposer for private motorcycle insurance carelessly states the motorcycle's engine capacity as 500cc when in fact it is 1500cc. A policy is issued by the insurer on this basis. In the event of a valid claim causing damage to the motorcycle, what potential remedies are available to the insurer under the Consumer Insurance (Disclosure and Representations) Act 2012?
- A. Apply any terms it would have applied if the misrepresentation had not taken place.
- B. Avoid the contract, refuse all claims and keep the premium.
- C. Reduce the claim amount in proportion to the premium it would have charged.
- D. Reject the claim, but maintain the policy.
正解：A、C
質問 # 37
For this question more than 1 option is correct. You must select all the correct options to gain the mark. In a consumer insurance policy, a warranty can arise as
- A. a continuing warranty.
- B. a basis of the contract clause.
- C. an exception clause.
- D. an express term.
正解：B、D
質問 # 38
For this question more than 1 option is correct. You must select all the correct options to gain the mark. How may double insurance arise?
- A. A merger between two major insurance companies.
- B. An overlap in cover between two different types of insurance policy.
- C. The inadvertent non-cancellation of a policy when a new policy is taken out.
- D. A deliberate attempt to obtain the proceeds of two policies.
正解：B、D
質問 # 39
A household insurance policyholder leaves his home to go to work without setting the burglar alarm. Whilst he was out, his new tumble dryer overheats and causes fire damage to the kitchen. In what circumstances may the insurer legally reject a fire claim?
- A. If there is a breach of a warranty requiring the burglar alarm to be set.
- B. If there is a subrogation action against the manufacturer of the tumble dryer.
- C. If the tumble dryer is covered by extended warranty insurance.
- D. If the policyholder exaggerates the value of the claim.
正解：D
質問 # 40
A riot results in a shop being damaged and the shopowner's insurer settling the claim. A subrogation right enabling the insurer to sue the police authority arises under
- A. statute.
- B. a condition precedent to liability.
- C. tort.
- D. a condition subsequent to liability.
正解：A
質問 # 41
Two liability policies with different insurers cover the same loss of £15,000,000. The limit of liability is
£10,000,000 under policy X and £20,000,000 under policy Y. Neither policy has a non-contribution clause.
What amount will policy Y contribute towards the claim payment?
- A. £10,000,000
- B. £7,500,000
- C. £5,000,000
- D. £9,000,000
正解：D
質問 # 42
......
CIIのE05試験に備えるために、候補者はコース資料を徹底的に勉強し、サンプル問題に回答する練習をすることが推奨されます。CIIは、オンラインコース、テキストブック、学習支援など、試験に備えるためのさまざまな学習オプションを提供しています。さらに、候補者はCIIのトレーニングイベントやワークショップに参加したり、業界の経験豊富な保険業界のプロフェッショナルや法律の専門家からアドバイスを受けることができます。献身と努力により、候補者はCIIのE05試験に合格し、保険業界でキャリアを進めるために必要な知識と資格を得ることができます。
CII E05試験は、100の複数選択の質問で構成されるコンピューターベースの試験です。候補者は試験を完了するのに2時間あり、パスマークは65％です。この試験は、世界中のさまざまなテストセンターで年間を通して利用でき、候補者はCII Webサイトからオンラインで試験を予約できます。
リアルCII E05試験問題集には正解52問題と解答があります：https://jp.fast2test.com/E05-premium-file.html
CII E05認定のリアル2023年最新の模擬試験：https://drive.google.com/open?id=18vcoROvKn-TBNyH967m1ngnjmCP5aZFy